Thinking of buying or refinancing a home? A mortgage is an essential step and I am here to help! I will find the perfect mortgage program for each client’s financial situation and streamline what can seem like an overwhelming and daunting process.

My goal is to create a stress-free home buying or refinancing experience while providing accurate information with clear, consistent communication.

I started my real estate career in 1987 and have been a licensed Mortgage Loan Originator with Capital Mortgage Services since 2007. I will work with you every step of the way in an organized and professional manner. There is no project too small or too big. I work cohesively with my team to offer you the most resourceful and best experience possible.

I am highly committed to each and every one of my clients. I understand that work and kids make for a very busy schedule. I make myself available to meet your needs at any time, day or night, whatever is most convenient for you.

I am well versed and extremely knowledgeable in all loans and programs in the current market place, including: Conventional, VA, Cal-Vet, Cal-HFA, FHA, Reverse Mortgages and other types of residential lending. In 2012 I was received the great honor of Mortgage Loan Originator of the Year.

Please contact me if you have any questions. I’m here to help!